EDUCATION CENTER

Buying a Home

Financing
     Starting the Home Buying Process
     Written Proof of Mortgage Qualification
     What Does Your Credit Say?
     Your Credit History
     How to Choose a Lender
     The Role of Your Lender
     Your Good Faith Estimate
     Financing Your New Home
     Mortgage Choices
     Mortgage Products: Choosing a Mortgage that is Right for You
     Lender Risk: Private Mortgage Insurance and 80/10/10 Programs

Searching
     The Rent vs. Buy Decision
     Your Personal Decision to Buy
     Your Property Search - Your Basic Search
     Your Property Search - Fine Tuning Your Search
     Finding the Right Home: Efficiency Tools and Tips
     My Portfolio: Making it Work for You
     Use Email Alerts to Your Advantage
     Harness the Search Power
     Use the Website to Your Advantage—Drive Past Your Favorite Homes
     Buyer Best Practices
     Property Inspections
     Home Warranty Equals Peace of Mind
     New Construction or Resale – What is Right for You?
     New Homes – How Does Your Sales Professional Fit In?
     Sales Professionals Role in New Construction Sales
     The New Home Spectrum
     New Construction – Timing and Early Stages
     New Construction – Slab Phase
     New Construction – Frame Stage
     New Construction – Drywall, Trim and Finish-Out Stages
     Questions to Ask Your Custom Builder

Contract
     Negotiation Tips
     Negotiate to Your Advantage
     Contract Mechanics

Closing Settlement
     The Right Offer Price
     Escrow Accounts and Prepaid Items
     The HUD-1 Settlement Statement
     Closing Costs and Prepaids

Living
     Questions and Answers on Mold